Terms of Use

Last updated: October 22, 2026

Acceptance of these terms

By accessing this website or buying any of our guides, you agree to these terms. If you do not agree, please do not use the site or purchase our publications.

Educational material only

Everything we publish is for educational purposes only. It is not legal, tax, accounting, or financial advice. Buying or reading a guide does not create an attorney-client, accountant-client, or other professional relationship. Consult a licensed professional in your state before acting on any information.

Your license to the guides

When you buy a guide, you receive a personal, non-transferable license to read, print, and annotate that copy for your own use. You may not resell, redistribute, share, or republish the files, in whole or in part, without written permission.

Digital downloads

Our guides are delivered as instant digital downloads. Because they cannot be returned once downloaded, all sales are final, except where required by law. If your download does not work, email us and we will fix it.

Limitation of liability

Financial Defense Publishing is not liable for any decisions you make based on our guides, or for any outcome in a legal, tax, or financial matter. You are responsible for verifying information and for consulting qualified professionals before acting.

Changes to these terms

We may update these terms from time to time. The date above reflects the last revision. Continued use of the site after a change means you accept the updated terms.

Questions? Email info@financialdefensepublishing.com.